Team singh YYC

How to best leverage your home equity?

A home is a wealth-building asset when you have paid off the mortgage, more so if you have enough of an income to pay cash. Once your mortgage is paid off, you can leverage your equity to access funds for retirement or other wealth building activities. Your home equity is simply a measurement of how much of your property you own, i.e. how much you’ve paid for versus how much mortgage is left to...

First time home buyers – Tips and Tricks

Purchasing a home is one of the most important investments you can make. You should consider a range of factors when deciding on a property, such as location and price. If you are new to buying property, there are some things you will want to consider before taking the big step. Check and strengthen your credit - Your credit report is a snapshot of your financial history that lenders and landlords...

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